The Old Age Security (OAS) Program
The Old Age Security (OAS) program is the cornerstone of Canada’s retirement income system. It includes a basic pension that goes to almost all people 65 or older who have lived in Canada for a certain time.
Old Age Security is Canada’s largest public pension program. It provides a modest monthly pension to most people, starting at the age of 65.
The Guaranteed Income Supplement (GIS) is an additional monthly benefit for low-income OAS pensioners.
A particular part of the program, the Allowance, provides a monthly benefit to low-income people between the ages of 60 and 64. It is available to the spouses or common-law partners of OAS pensioners and survivors to help bridge the gap until they become entitled to receive OAS at 65.
For more information on the Old Age Security (OAS) Program please consult Service Canada’s Old Age Security (OAS) Program website. Our constituency office would also be happy to assist you and can be contacted through the Constituent Help Form.
Canada Pension Plan (CPP)
The Canada Pension Plan (CPP) is a contributory, earnings-related social program administered by the Government of Canada. Your contributions to the Canada Pension Plan provide you with a stable and dependable pension you can build on for retirement.
All Canadians who are employed and 18 years or older, contribute a prescribed portion of their earnings income to a nationally administered pension plan. The plan is administered by Human Resources and Social Development Canada on behalf of employees in all provinces and territories.
For more information on the Canada Pension Plan (CPP) please visit Service Canada’s Canada Pension Plan (CPP) website. Our constituency office would also be happy to assist you and can be contacted through the Constituent Help Form.
In addition to the Canada Pension Plan (CPP) and the Old Age Security (OAS) Program, the Government of Canada is responsible for several other important programs and services for seniors. For more on these, interested individuals should visit the Service Canada website for seniors. As always, our constituency staff would be more than happy to assist with any federal matter.